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Accept checks with confidence


Recent market statistics show that consumers made 38 percent of all point-of-sale purchases by check, equating to billions of checks being written within the United States every year. With statistics like these, protection against check fraud and its associated losses becomes paramount to businesses’financial vitality. Global Payments, a leading provider in the check services industry, offers solutions that provide thoroughness, speed, and reliability, making it easy for merchants to accept checks with confidence.

Global Payments’ Check Guarantee services make accepting a check from anyone with a valid ID as safe as accepting cash. Global Payments offers several comprehensive programs designed for each merchant’s specific business requirements and volume of checks received.

Let us know how we can help.
We want to earn your business.

Learn more.

The Electronic Gift Card


It’s the most rapidly-growing merchant product of all time. Nine out of ten big-name national retailers have switched to plastic and proven its impact on sales. In just the last two years, gift card sales have swept past paper gift certificates to $63 billion vs $12 billion. And it’s all cash, sitting in bank accounts like yours, collecting interest.

Thanks to Valutec, high-quality, high-profit gift card systems are now available to merchants of any size. From single-store mom & pop shops to on-the-move, 100+ location franchises. Virtually every merchant type—restaurants, bookstores, day spas, sporting goods stores, whatever you can think of— are experiencing gift card success everyday.

Let us know how we can help.
We want to earn your business.

Learn more.

Greeting cards sent easily


SendOutCards is a concept and service that is changing people's lives.

You can send a printed greeting card with your message in less than 60 Seconds.
  • Choose your card
  • Write your message
  • Click send
SendOutCards prints it, stuffs it and mails it, all for less than a greeting card at the store.

Let us know how we can help.
We want to earn your business.

Learn more.
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Beyond your monthly expenses, do you have the funds available for:


  • Equipment upgrades?
  • Crucial improvements?
  • Your plans for expansion?
  • New promotions and advertising?
  • Or, anything else that’ll grow your business?

If most banks refuse credit to Small Businesses as much as 92% of the time, how are you going to successfully stimulate yours?



Let us know how we can help.
We want to earn your business.

Learn more.
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Total Merchant Services (TMS) is a Member Service Provider for
HSBC Bank USA, National Association, Buffalo, NY