Accept checks with confidence


Recent market statistics show that consumers made 38 percent of all point-of-sale purchases by check, equating to billions of checks being written within the United States every year. With statistics like these, protection against check fraud and its associated losses becomes paramount to businesses’financial vitality. Global Payments, a leading provider in the check services industry, offers solutions that provide thoroughness, speed, and reliability, making it easy for merchants to accept checks with confidence.

Global Payments’ Check Guarantee services make accepting a check from anyone with a valid ID as safe as accepting cash. Global Payments offers several comprehensive programs designed for each merchant’s specific business requirements and volume of checks received.

Xpress Check


Global Payments’ premier check guarantee offering, Xpress Check, fits the requirements of most merchants, in every market, as it provides the coverage and protection needed to accept customer check payments at the point of sale without risk. Merchants receive 100% of the face value of checks returned from authorizing banks when utilizing this flagship check service.

Electronic Check


Global Payments offers the latest in check technology with its Electronic Check program for both ACH Check and POS Check processing. By converting paper checks to electronic transactions at the point of sale, check acceptance now mirrors credit card processing by improving cash flow, minimizing reconciliation efforts, reducing bank fees, and eliminating all returned checks.

Benefit Highlights


  • Increases sales through larger transactions and impulse purchases
  • Heightens profitability by lowering transaction processing costs
  • Improves customer service with liberal check acceptance policy
  • Decreases risk of loss associated with check fraud
  • Increases service efficiency and eliminates keying errors with check reader support
  • Optimizes cash flow by automating the check processing cycle
  • Eliminates erroneous turndowns by providing accurate customer information

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